Retirement should be seen as a time to enjoy ourselves, but how can you be sure you will have sufficient income to ensure this?

Have you considered the following questions?

• What age will/can I retire?
• How much income will I need to do the things I want in retirement?
• What size of pot (of money) do I need to generate that income?
• Will it last the rest of my life?
• What if I want to leave a legacy for my family?

Due to the complexities of the pension market, it is difficult to have the the time to find out about or keep up with the changes and forces within the industry which shape all of our futures. However, those who are simply hoping to rely on the state may be in for a rude awakening.

New legislation in the last few years has greatly increased the options and choices available, both before and after retirement. However, planning for retirement is a complex business and it would be wise for you to check out the many different options available.

Here at Kevin Fletcher Financial Management I can offer you unbiased and impartial advice to guide you through the retirement maze. I can ensure that you have the right contracts in place, as well as assessing any current pension plans you may already have. and explain the options and choices available to you.

Retirement may seem a long way off, or it may be looming on the horizon, by contacting me now for a pensions health check, I can make sure you are on course for a secure and happy retirement.

A pension is a long term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.